MONEYME grows originations by 54% on pcp, loan book hits $1.4bn — 2Q25 Trading Update

MONEYME's CEO & MD Clayton Howes is available to speak to the 2Q25 trading update including how the company's enhanced funding capacity and technology innovations are positioning it for future growth, and his perspective on the opportunities in secured lending markets. 

Key highlights include: 

• Overall MME has seen strong originations and book growth and continued improvement in credit quality, supported by significant new funding facilities

• Loan book balance increased to $1.4bn, up 21% on the prior comparable period

• Strong quarterly originations of $233m, up 54% on pcp

• Net credit losses improved to 3.7%, down from 4.6% in pcp

• Secured assets increased to 60% of the loan book

• Average customer credit score rose to 778, reflecting higher quality borrower base

• New $125m corporate debt facility and $517.5m Autopay ABS deal unlock growth capacity

MONEYME's strategic focus on secured lending and higher credit quality customers is delivering results, with both credit performance and operational efficiency improving. The company has also strengthened its competitive edge through the deployment of generative AI technology in customer service operations.