LoanOptions.ai achieves ISO27001 certification, reinforcing commitment to bank-grade cyber security
28 March 2025, Sydney: Australia’s leading and award-winning finance technology provider, LoanOptions.ai, has announced that its full suite of technologies are officially ISO27001 certified.
This includes:
HAILO: The newly launched 5-minute home loan application technology, designed to reduce client onboarding time by 80% and streamline broker workflows—available via a cost-effective subscription model.
AILO3.0: The latest iteration of LoanOptions.ai's flagship asset finance loan application and matching technology, that has, in record timing, enabled end-to-end loan process (initial inquiry to money in the client's account) in 36 minutes.
Synapses: A scalable, plug-and-play API ecosystem that integrates everything from credit bureau checks, OCR technologies, AI models, Credit decisioning Engines, fraud detection to bank statement analysis and business lookups—giving other fintechs and enterprises a single, seamless interface to power their lending processes.
Ask AILO: A first-of-its-kind AI Agent Business Development Manager (BDM) trained on 90+ lender policies, helping brokers navigate complex lending scenarios and find answers in seconds.
LoanOptions.ai team members, Nirlep Adhikari and Jack Hamblin
ISO27001 is the international gold standard for information security management, providing assurance to partners, clients, and users that LoanOptions.ai meets the highest level of compliance, data handling and cyber security.
“Questions about cyber security and data protection are not just welcome, they’re expected,” said LoanOptions.ai Founder and CEO Julian Fayad.
“This certification gives our partners confidence that our systems are built on bank-grade security foundations.”
The certification process was completed within just three months—including the holiday period—through the support of Vanta, a platform that streamlines and automates much of the compliance workflow. Fayad credited the smooth and rapid certification process to the combination of Vanta’s technology and the execution power of the LoanOptions.ai team.
In addition to penetration testing conducted by cyber security experts, the process lays a strong foundation for future certifications, including SOC 2.
“This is more than a badge. It’s a gateway that opens the door to working with tier one institutions and enterprise partners where this level of compliance is not optional, but the baseline,” said Fayad.
About LoanOptions.ai
LoanOptions.ai is a market leading, award-winning, white-label loan matching technology provider and asset finance broker that simplifies and streamlines the personal, car, business, and equipment loan application process for borrowers and lenders.
With absolutely no impact on the customer’s credit score, LoanOptions.ai's AutoCompleteEngine (ACE) has reduced the loan application process to as little as five minutes and customer data entry by up to 80%. Its proprietary technology matches applicants with the best loans tailored to their specific financial situation from a panel of over 88+ lenders in Australia and New Zealand.
LoanOptions.ai has helped thousands of Australians & Kiwis get access to finance solutions that are right for them, ensuring they don’t pay any more in interest than they have to, and providing an unmatched service packed with innovative features to support their client’s financial literacy and health. This includes a loan tracker tool that helps clients track the status of their loan like tracking a pizza, and a bank statement analysis report following the application process with powerful insights into spending habits and personalised recommendations. It is also insanely fast, holding a record of money hitting a client’s account in 36 minutes from initial enquiry.
Its technology can be embedded onto other finance systems as a white-label product and has helped thousands of mortgage brokers diversify into asset finance and create additional revenue streams for advisers.
LoanOptions.ai was named the Finance Brokers Association of Australia’s Industry Supplier of The Year 2023, Technology Service Provider of the Year at the 2024 Australian Broking Awards, Service Provider of the Year and Asset Finance Brokerage of the Year at the 2024 Commercial Finance Awards. Founder and CEO Julian Fayad has also been named a finalist for Sydney Young Entrepreneur three years running.
For more information, please visithttps://loanoptions.ai
